Vol. 13 No. 4 (2026): IJETMR2026: Volume 13 Issue 4 April

Articles

• ASSESSMENT OF THE INFLUENCE OF CLASSROOM LIGHTING AND ACOUSTIC CONDITIONS ON LEARNING OUTCOMES: A CASE OF A SCHOOL IN BENGALURU, INDIA

  Aditi Nayak, Vidhya M. S., N. S. Nalini, Rama R. Subrahmanian

  1-13

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• ASSESSING THE IMPACT OF PRADHAN MANTRI JAN DHAN YOJANA (PMJDY) ON RURAL DIGITAL ADOPTION: A SECONDARY DATA ANALYSIS

  Mallikarjun K. Chougala, Dr. Arun Babu Angadi

  14-20

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• TOWARDS INDIA 2050: INTEGRATING SMART TECHNOLOGIES AND HUMAN CAPITAL FOR SUSTAINABLE AND INCLUSIVE GROWTH

  Anushka Mishra, Lavish Babu, Simran Vij

  21-30

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• EXAMINING THE ROLE OF FINANCIAL LITERACY AND PERCEIVED BEHAVIORAL CONTROL IN INVESTMENT DECISION-MAKING: EVIDENCE FROM GEN Z AND MILLENNIALS

  Surbhi, Dr. A.K. Govilla

  31-41

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