FINANCIAL PERFORMANCE OF BANKS IN INDIA

Authors

  • Amitkumar Prakashrao Pokale Research Scholar, Dr. D. Y. Patil, School of Management Lohegaon, Pune, Maharashtra, India
  • Dr. Mahavir Manikchand Shetiya Research Guide, Dr. D. Y. Patil, School of Management Lohegaon, Pune, Maharashtra, India

DOI:

https://doi.org/10.29121/shodhkosh.v5.i1.2024.5397

Keywords:

Financial Performance, Banks, India, Financial Ratios, Profitability, Liquidity, Asset Quality, Sustainability

Abstract [English]

The financial performance of banks in India is a crucial indicator of their ability to generate profits and remain sustainable in the long run. This research paper aims to analyze the financial performance of banks in India using various financial ratios such as profitability, liquidity, and asset quality ratios. The study utilizes secondary data from the financial statements of selected banks in India for the period 2016-2020. The findings of the study reveal that profitability ratios are the most significant indicators of financial performance, followed by liquidity and asset quality ratios. The paper concludes that banks in India must focus on maintaining a healthy balance between profitability, liquidity, and asset quality to ensure long-term sustainability.

References

Chauhan, Y. K. (2019). An analysis of financial performance of Indian public sector banks. International Journal of Commerce, Business and Management, 7(3), 77-85.

Sahoo, B., & Mishra, P. (2021). Performance of Indian commercial banks: An empirical analysis of financial ratios. International Journal of Bank Marketing, 39(2), 290-306.

Goyal, M., & Dhanda, R. (2017). An analysis of financial performance of private sector banks in India. International Journal of Applied Research, 3(3), 262-266.

Axis Bank. (2020). Annual Report 2019-2020. Retrieved from https://www.axisbank.com/docs/default-source/investor-relations/investor-presentation/annual-reports/axis-bank-annual-report-2019-20.pdf?sfvrsn=fefb7c29_0

HDFC Bank. (2020). Annual Report 2019-2020. Retrieved from https://www.hdfcbank.com/content/dam/hdfcbank/investor_relations/investor%20downloads/Annual%20Reports/2020/HDFC-Bank-Annual-Report-2019-20.pdf

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Published

2024-01-31

How to Cite

Pokale, A. P., & Shetiya, M. M. (2024). FINANCIAL PERFORMANCE OF BANKS IN INDIA. ShodhKosh: Journal of Visual and Performing Arts, 5(1), 2439–2441. https://doi.org/10.29121/shodhkosh.v5.i1.2024.5397