NON-PERFORMING ASSETS IN INDIAN BANKING SECTOR – A STUDY OF LITERATURE REVIEW

Sachin Kumar Pandey; Pradeep Kumar Srivastava

doi:10.29121/shodhkosh.v5.i6.2024.3709

Authors

Sachin Kumar Pandey Research Scholar (Commerce), Sant Gahira Guru Vishwavidyalaya, Ambikapur, Sarguja, Chattisgarh
Dr. Pradeep Kumar Srivastava Assistant Professor, Department of Commerce, Govt. Rajmohini Devi Girls P G College, Ambikapur, C. G.

DOI:

https://doi.org/10.29121/shodhkosh.v5.i6.2024.3709

Keywords:

Non-Performing Assets, Liberalization, Financial and Banking Sector

Abstract [English]

A key driver of India's economic growth has been the banking sector. While the rest of the world was scrambling to recover from a financial meltdown, the Indian banking sector had amazing development in the past few of years. As a result of the country's successful economic growth and financial sector liberalisation throughout the last two decades, the banking industry in India has undergone significant changes. Nonperforming assets are becoming a problem for all types of banks, whether public and private. The COVID-19 epidemic has halted numerous economic operations worldwide, with the financial sector bearing the brunt of the impact; thus, none of those businesses can run economically. Nonperforming assets in India's banking sector are the focus of this article's literature study.

References

Aggarwal, Monica and Sharma, Rishi Raj (2005), "Indian Banking:Present and Future", the Indian Journal of Commerce, Vol.58, No.3, July-September.

Ahluwalia, MontekS.20 02: Economic reforms in India since 1991: Has Gradualism worked? in: Journal of economic Prespectives, 16(3), pp.67-88. DOI: https://doi.org/10.1257/089533002760278721

Arora, Sangeeta and Kaur, Shubpreet (2006), "Financial Performance of Indian Banking Sector in Post Reforms Era", TheIndian Journal of Commerce, Vol.59, No.1, Jan-March.

Dr.A.Arumugam, Dr.G.Selvalakshmi (2014): Impact of BankingSector Reforms in India in the Post-Reforms Era. India Banking Sector Report(2014) Presentation Transcript.

Veena K.P. and Pathi .S.N. Pre and Post merger Analysis of NPAs: A study with special reference to ICICI Bank Ltd. International Journal of Management Studies.Researchersworld.com/ijms/ ISSN(p)2249-0302/(o) 2231-2528. Vol -V, Issue 1(2), Jan -2018(51). DOI: https://doi.org/10.18843/ijms/v5i1(2)/08

Bamoriya, et al., - NPAs and select key financial heads: An empirical study of Commercial Banks of India under multiple Regression Modelling – Journal of Accounting and Management, 3(2), 19-25. (2013)

Krishna Murari – Comparitive Evaluation of NPAs of Indian Banks: A study of Public and Private Sector Banks- 2014- Asian Journal of Research in Banking and Finance/ Corpus Id- 111986838.

Sriharsha Reddy – Non Performing Loans in Emerging Economies – Case study of India- Asian Journal of Finance and Accounting- ISSN: 1946-052, Vol- 7, Issue -1, 2015. DOI: https://doi.org/10.5296/ajfa.v7i1.7687

Vivek Rajbahadur Singh - A study on NPAs of commercial banks and its recovery in India – Annual Research Journal of SCMS, Pune, Vol- 4, March 2016 – ISSN: 2348-0661.

Chethan Dudhe – Impact of NPAs on the profitability of banks – A selective study – Conference Paper – The annals of the university Oradea Economic Sciences – Vol – TOMXXVI 2017, Issue – 1.

Ahita Paul – Examining the rise of NPAs in India – psrindia.org – Sept 13, 2018.

Tejashwini. C. and Ramani- A comparative study on NPAs and its effect on financial performance of public and private sector banks – International Journal of Research in Engineering, Science and Management- Vol2, Issue-12, Dec-2019. www.ijresm.com ISSN (0) 2581-5792.

Abhishek Kumar Singh, Nayan Agarwal et al, The rising of NPAs in the Indian Banking SectorInternational Research Journal of Engineering and Technology (IRJET) / ISSN(O) 2395-0056 (P) 2395- 0072, Vol-6, Issue-08/ Aug-2019.

Senthil Arasu, Sridevi et al., - A study on analysis of NPAs and its impact on profitability – International Journal of Scientific Research in Multidisciplinary Studies. Vol – 5, Issue – 6, pp01-10, June 2019, ISSN (P) 2454-6143 (o) 2454-9312.

Sunil. B. Kapadia and Venu Madhav – NPAs in Indian Scheduled Commercial Banks: Origination and Impact on economy – International Journal of Recent technology and Engineering. ISSN: 2277-3878, Vol8 Issue-256, July 2019.