IMPACT OF MICROFINANCE THROUGH DWCRA GROUPS: A CASE STUDY OF BENNUR (B) VILLAGE, CHITTAPUR TALUKA, KALABURAGI DISTRICT

Abstract [English]

The DWCRA program has witnessed significant growth in recent years. Microcredit involves extending small loans to groups, particularly to underprivileged women, enabling them to invest in self-employment initiatives, enhance their earning potential, and improve their standard of living. This paper aims to analyse the impact of the DWCRA program on rural women's lives and highlight the role of microfinance as a tool for poverty alleviation in rural areas. The study examines the respondents' roles and responsibilities, their strategies for overcoming challenges after joining DWCRA groups, and comparisons with other DWCRA groups. Statistical tools such as mean and standard deviation have been applied to assess these factors concerning age and caste. The findings indicate that DWCRA women contributed additional income to their families and successfully addressed certain social and familial challenges.