INVESTOR PERCEPTION OF MUTUAL FUNDS: A STUDY ON SYSTEMATIC INVESTMENT PLAN WITH SPECIAL REFERENCE TO MOTIHARI, BIHAR
DOI:
https://doi.org/10.29121/shodhkosh.v5.i2.2024.3162Keywords:
Mutual Fund, Sips, Investor, Market Return, Investment RiskAbstract [English]
The mutual fund emerged as a medium to mobilize the savings of the common public towards productive use. A mutual fund is a trust that mobilises the savings of several small investors who have a common financial goal. This paper aims to investigate valuable insights into how SIPs and mutual funds are perceived in developing regions like Motihari Bihar. The data from 250 respondents were collected using a structured questionnaire through a convenient sampling method and gathered data were analysed through SPSS 23 using statistical tools such as Chi-square test, ANOVA, and Correlation Test. The majority of investors in Motihari City are aged 31-40, with 86% being male. The largest group is undergraduates, with 58.8% being private employees. Most investors have a monthly income between 50000-100000. This study explores Motihari region mutual fund investors' attitudes and perspectives, focusing on satisfaction levels, investing preferences, and demographics. Despite concerns about the disclosure of information and challenges during the investing process, most investors are confident in mutual fund's ability to provide returns and maintain well-diversified portfolios.
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