PERCEPTION ON PRADHAN MANTRI JANDHAN YOJANA - A STUDY WITH REFERENCE TO THALLAREVU MANDAL
DOI:
https://doi.org/10.29121/granthaalayah.v5.i6.2017.2006Keywords:
Financial Inclusion, Pradhan Mantri Jan Dhan Yojana, Debit Cards, Insurance, Financial Services, Banking ServicesAbstract [English]
Financial inclusion aims at delivering the financial services at an affordable cost to sections of disadvantaged and low-income segments of society. Financial inclusion is an innovative concept which promotes the banking habits among the financially excluded people and enables to reduce poverty and the launch of Pradhan Mantri Jan Dhan Yojana (PMJDY) by Government of India is in that direction. This scheme is not confined to opening of bank account but has other advantages blended with it such as Zero Balance bank account with RuPay debit card, Accidental Insurance cover of Rs 1 lakh, Life Insurance cover of Rs 30,000, etc. This paper is an attempt to identify the perception of the people of Thallarevu Mandal about the newly launched scheme Pradhan Mantri Jan Dhan Yojana.
Downloads
References
Kuldeep Singh and Anand Singh Koden, “Financial Inclusion, Development and Its Determinate: A Empirical Evidence of Indian States”, Axen Economic Review, Vol.53, No.1, April 2011, 23-27.
Prabhu P V, “Financial Inclusion Structure and States of Co-operative Credit and Banking Sector in India”, Vinmaya, Vol.XXXII, No. 2, 2011, 13-17.
Barhate G & V Jagtap (2014) Pradhan Mantri Jan Dhan Yojana: National Mission of Financial Inclusion. Indian Journal of Applied Research, 4(12).
Bhuvaneshwari, P, & Pushpalatha, V. (2013). Social banking as an instrument for financial inclusion. Business and Economic Facts for You, 33 (8), 30-34.
Katia Vikas (2013) Financial Inclusion forDirect Benefit Transfer Growth and hurdles. International Journal of Economic Commerce and Research, 3(5), 13-20.
Thapar (2013) A study on the effectiveness of the financial inclusion program in India. VSRD International Journal of Business and Management Research, 3(6), 211-216.
www.pmjdy.gov.in
Ministry of Information and Broadcasting (2014): “Pradhan Mantri Jan Dhan Yojana (PMJDY)-Roadmap,” Kurukshetra, MoRD, GOI, New Delhi, Vol. 63, November 2014.
Downloads
Published
How to Cite
Issue
Section
License
With the licence CC-BY, authors retain the copyright, allowing anyone to download, reuse, re-print, modify, distribute, and/or copy their contribution. The work must be properly attributed to its author.
It is not necessary to ask for further permission from the author or journal board.
This journal provides immediate open access to its content on the principle that making research freely available to the public supports a greater global exchange of knowledge.
