CAUSE OF STRESS AMONG PRIVATE BANK EMPLOYEES: AN ANALYSIS

Purpose of this study is examining the cause of stress among selected private banking employees. Stratified sampling method was used to carry out the data collection. For this employee of various private banks were chosen. A questionnaire with 12 items with dichotomous (Yes-1, NO-2) were developed and tested for reliability and prior to the distribution of questionnaire. 253 respondents were selected from various private banks in Mysore district, Karnataka state India. The survey questionnaire was sent via email, requesting to complete it. The questionnaire includes 11 demographic information’s and statements to measure. Chi-Square analysis was carried out to examine the cause of stress among employee using SPSS21. We found that designations have significant influence on employee and The other factors of do not have any significant influence on employee. Therefore we concluded that in private banks demographic variable such as designation creates stress in all aspects. Future research should consider a larger sample from leading sectors where job natures are similar. Analysis should be more rigorous, where Amos could be used for analysis.


INTRODUCTION
In our fast-paced world Stress refers to the strain from the conflict between our external environment, leading to emotional and physical pressure. Stress is inevitable in life and with increasing complexities, aspirations and uncertainties associated with socio-economic and cultural upheavals; stress is only likely to increase. In work situations, organizational stress due to unclear job tasks, overburdened of work, fatigue, unrealistic deadlines, reward system, insecure working environment, unsupportive supervisors, non-cooperative colleagues, less participation, less control over job, frequent dealing of public, extensive working hours of other factors has motivated researchers to explore the cause and consequences of stress (Shanabhogara Raghavendra et al.2013), Stress has become a very common phenomenon of routine life, and an unavoidable consequence of the ways in which society has changed. This change has occurred in terms of science and technology, industrial growth, urbanization, modernization, automation and expanding population, unemployment, and stress on the other. The term "stress" was first used by Selye (1936) in the literature on life sciences, describing stress as "the force, pressure or strain exerted upon a material object or person which state." Darling, John et al (2011) [19] this study covered the previous research on stress management. The study discovered that attention, vision, trust and confidence are the four strategies that provide insight into organizational development Makhbul, Zafir Mohd et al. (2011) [20] this study focused on Ergonomics and Work Stress Issues in Banking Sector. The regression analysis was showed that health factors can have an impact on work stress.

NEED FOR THE PRESENT STUDY
Stress and its disastrous consequences have been observed in all the sectors, industries and organizations. One such industry which has gone into massive changes over the last twenty years is the banking industry. Banking industry is the most important constituent of the financial sector of any economy. With the opening of the banking sector Private sector banks had to face fierce competition from public and foreign banks. It is here, the banks understood that infrastructure, and capital and technology are replicable but not human capital which is a valuable resource for achieving competitive edge. Private sector banks too started introducing newer products and services to keep the profit margin at a safer level and survive in the market. Competent and energetic work force with high skill level both hard and soft became crucial to market the products and services and cater to the needs and requirements of the customers. With this background the present study made an attempt to understand the cause of stress among private banking employee.

OBJECTIVES OF THE STUDY
To study the causes of stress among employees in the selected banks.

HYPOTHESES
H (0): There is no significant association between the causes of stress among employees in the selected banks H (1): There is a significant association between the causes of stress among employees in the selected banks

DATA ANALYSIS AND INTERPRETATION
The above objective is designed to study the causes of stress among employees in the selected banks so that the possible association between stress causing reasons among the employees of the selected employees is verified. Chisquare analysis is administered for the purpose verifying the stated hypothesis of no significant association between the causes of stress among employees in the selected banks.

The stress causing reasons like
• Feel stressed when job tasks are not clear.
• Feel stressed when work overburdened • Feel Late sitting causes fatigue • Pressure of meeting unrealistic deadlines leads to stress • Inappropriate reward system in organization is a reason of stress.
Are considered for the study.
• FEEL STRESSED WHEN JOB TASKS ARE NOT CLEAR In aggregate 84.6% of the employees feel stressed when the job tasks are not clear. The statistical hypothesis is found to be significantly associated with respect to the different designations of the employees and found that it is comparatively more prevalent among the clerical staff, which is found stressed when the job tasks are not clear. (H (0): Rejected, H (1): Accepted). Therefore, there is a significant association between the causes of stress among the employees in the selected banks with reference to their role designations.
However, with reference to the rest of the demographic variables like Age, Bank, Total work experience & Monthly Income the statistical hypothesis is found to be non-significantly associated (H (0): Accepted, H (1): Rejected). Therefore, there is no significant association between the causes of stress due to lack of clear guidelines of the tasks to be performed among the employees in the selected banks.
• FEEL STRESSED WHEN WORK OVERBURDENED In aggregate 82.2% of the employees feel stressed when the work overburdened. The statistical hypothesis is found to be significantly associated with respect to the different designations of the employees and found that it is comparatively more prevalent among the clerical staff, which is found stressed when thework overburdened. (H (0): Rejected, H (1): Accepted). Therefore, there is a significant association between the causes of stress among the employees in the selected banks with reference to their role designations.
However, with reference to the rest of the demographic variables like Age, Bank, Total work experience & Monthly Income the statistical hypothesis is found to be non-significantly associated (H (0): Accepted, H (1): Rejected). Therefore, there is no significant association between the causes of stress due to overburdened work among employees in the selected banks.

causes fatigue thus indices stress
The statistical hypothesis is found to be significantly associated with respect to the different designations of the employees and found that it is comparatively more prevalent among the clerical staff, which is found stressed while sitting late at the service counters. (H (0): Rejected, H (1): Accepted). Therefore, there is a significant association between the causes of stress among the employees in the selected banks with reference to their role designations.
However, with reference to the rest of the demographic variables like Age, Bank, Total work experience & Monthly Income the statistical hypothesis is found to be non-significantly associated (H (0): Accepted, H (1): Rejected). Therefore, there is no significant association between the causes of stress due to sitting late at the service counters among employees in the selected banks. In aggregate 78.3 % of the employees feel stressed due to pressure of meeting un realistic deadlines. The statistical hypothesis is found to be significantly associated with respect to the different designations of the employees and found that it is comparatively more widespread among the clerical staff, which is found stressed due to Pressure of meeting unrealistic deadlines. (H (0): Rejected, H (1): Accepted). Therefore, there is a significant association between the causes of stress among the employees in the selected banks with reference to their role designations.

• PRESSURE OF MEETING UNREALISTIC DEADLINES LEADS TO STRESS
However, with reference to the rest of the demographic variables like Age, Bank, Total work experience & Monthly Income the statistical hypothesis is found to be non-significantly associated (H (0): Accepted, H (1): Rejected). Therefore, there is no significant association between the causes of stress due to the pressures of meeting unrealistic deadlines. In aggregate 54.9 % of the employees feel stressed due to inappropriate reward system The statistical hypothesis is found to be significantly associated with respect to the different designations of the employees and found that it is comparatively more widespread among the clerical staff, which is found stressed due to Pressure of meeting unrealistic deadlines. (H (0): Rejected, H (1): Accepted). Therefore, there is a significant association between the causes of stress among the employees in the selected banks with reference to their role designations.

• INAPPROPRIATE REWARD SYSTEM IN ORGANIZATION IS A REASON OF STRESS
However, with reference to the rest of the demographic variables like Age, Bank, Total work experience & Monthly Income the statistical hypothesis is found to be non-significantly associated (H (0): Accepted, H (1): Rejected). Therefore, there is no significant association between the causes of stress due to the pressures of meeting unrealistic deadlines.

CONCLUSION
Our Study has led us to conclude that employees in private sectors bank employees face high levels of stress, of which they are subject to Designations the most. Further there is no significant association between the causes of stress among employees in the private bank. These results support the findings of a number of earlier studies e.g., Shanabhogara Raghavendra et al (2013) 21 , although we have noted that private sector banks facing slightly more stress. Our analysis of the impact of various demographic factors on stress levels reveals that employee's designations (Such as Manager, Assistant Manager, Tellers/Assistant/Clerk) have a significant impact on employee's stress levels.

SOURCES OF FUNDING
This research received no specific grant from any funding agency in the public, commercial, or not-for-profit sectors.