Arya, Charu Dutt. “CHALLENGES OF ECONOMIC COMPETITIVENESS AND DEBT MANAGEMENT”. International Journal of Research -GRANTHAALAYAH 13, no. 10 (November 12, 2025): 123–127. Accessed November 16, 2025. https://www.granthaalayahpublication.org/journals/granthaalayah/article/view/6447.