Garg, Ankit. “ICT ADOPTION AND SME’S: A CONTEXTUAL FRAMEWORK”. International Journal of Engineering Technologies and Management Research 3, no. 12 (December 31, 2016): 1–11. Accessed April 23, 2024. https://www.granthaalayahpublication.org/ijetmr-ojms/ijetmr/article/view/IJETMR16_A12_53.