Gumber, A., L. N., and B. Dhak. “INTER-STATE DISPARITIES IN HEALTHCARE COSTS, HEALTH INSURANCE COVERAGE AND FINANCIAL PROTECTION IN INDIA: A COMPARATIVE ANALYSIS OF NATIONAL SAMPLE SURVEYS FOR 1986-87, 1995-96, 2004 AND 2014”. International Journal of Engineering Technologies and Management Research, vol. 10, no. 5, May 2023, pp. 13-26, doi:10.29121/ijetmr.v10.i5.2023.1315.