Surbhi, and A. . Govilla. “EXAMINING THE ROLE OF FINANCIAL LITERACY AND PERCEIVED BEHAVIORAL CONTROL IN INVESTMENT DECISION-MAKING: EVIDENCE FROM GEN Z AND MILLENNIALS”. International Journal of Engineering Technologies and Management Research, vol. 13, no. 4, Apr. 2026, pp. 31-41, doi:10.29121/ijetmr.v13.i4.2026.1757.