M, Abdurahman., Baijumon P, and Shajithra O P. “CONSUMER PERCEPTION TOWARDS CASHLESS TRANSACTIONS IN MALAPPURAM DISTRICT”. ShodhKosh: Journal of Visual and Performing Arts 4, no. 2 (December 31, 2023): 4005–4013. Accessed September 25, 2025. https://www.granthaalayahpublication.org/Arts-Journal/ShodhKosh/article/view/4521.