Chhibber, Prannay, and Mohd Arsalan Ahmed. “TRANSFORMATIVE EFFECTS OF DIGITALIZATION ON POSTAL SAVING SCHEMES IN A POST-DEMONETIZATION ERA”. ShodhKosh: Journal of Visual and Performing Arts 5, no. 6 (June 30, 2024): 2056–2059. Accessed October 29, 2025. https://www.granthaalayahpublication.org/Arts-Journal/ShodhKosh/article/view/2796.