Kumari, J., and P. Singh. “THE MEDIATING EFFECT OF DIGITAL LITERACY ON TRUST AND E-BANKING ADOPTION IN EMERGING MARKETS”. ShodhKosh: Journal of Visual and Performing Arts, vol. 5, no. 3, Mar. 2024, pp. 1789–1794, doi:10.29121/shodhkosh.v5.i3.2024.5518.