PATIL, S. B.; KULKARNI, M. DIGITAL INNOVATION IN RURAL FINANCIAL INSTITUTIONS: CLOUD BASED SAAS ADOPTION IN KRISHI PATPEDHI SOCIETIES. ShodhKosh: Journal of Visual and Performing Arts, [S. l.], v. 7, n. 10s, p. 229–239, 2026. DOI: 10.29121/shodhkosh.v7.i10s.2026.8170. Disponível em: https://www.granthaalayahpublication.org/Arts-Journal/ShodhKosh/article/view/8170. Acesso em: 19 may. 2026.