KHANDUJA, B. THE IMPACT OF DIGITAL PAYMENT SYSTEMS ON FINANCIAL INCLUSION: A GLOBAL PERSPECTIVE WITH A FOCUS ON INDIA. ShodhKosh: Journal of Visual and Performing Arts, [S. l.], v. 5, n. 4, p. 2265–2272, 2024. DOI: 10.29121/shodhkosh.v5.i4.2024.6274. Disponível em: https://www.granthaalayahpublication.org/Arts-Journal/ShodhKosh/article/view/6274. Acesso em: 8 dec. 2025.