K.T. NIRMALA DEVI; S. VIJAYALAKSHMI. A STUDY ON THE FACTORS INFLUENCING THE RETAILER TO ADOPT UPI PAYMENT SYSTEM. ShodhKosh: Journal of Visual and Performing Arts, [S. l.], v. 5, n. 6, p. 1655–1660, 2024. DOI: 10.29121/shodhkosh.v5.i6.2024.2490. Disponível em: https://www.granthaalayahpublication.org/Arts-Journal/ShodhKosh/article/view/2490. Acesso em: 26 sep. 2025.