TRENDS AND IMPLICATIONS OF PROBLEMATIC ASSETS IN CENTRAL COOPERATIVE BANKING SECTOR
DOI:
https://doi.org/10.29121/shodhkosh.v5.i6.2024.4241Keywords:
Irregular Assets, Central Cooperative Bank, Financial Stability, Credit Risk, Loan Recovery, Banking Regulations, Asset ManagementAbstract [English]
Irregular assets have emerged as a major concern for the financial stability of Central Cooperative Banks, affecting their profitability and overall efficiency. These assets, commonly referred to as non-performing assets (NPAs), pose significant challenges in terms of recovery and credit expansion. This study explores the nature and causes of irregular assets, their impact on the financial health of cooperative banks, and the strategies adopted for their management. By analyzing existing trends and regulatory frameworks, the study aims to suggest effective measures for minimizing irregular assets and enhancing the performance of Central Cooperative Banks.
References
Shaban, M. (2018). Non-Performing Assets in Co-operative Banks. SAR Publication. Retrieved from https://sarpublication.com/media/articles/SARJBM_61_1-7.pdf.
International Journal of Creative Research Thoughts (IJCRT). (2024). Problems and Perspectives of Co-operative Banking Systems in India: A Description Perspectives. Retrieved from https://www.researchgate.net/publication/381709421_PROBLEMS_AND_PERSPECTIVES_OF_CO-_OPERATIVE_BANKING_SYSTEMS_IN_INDIA_A_DESCRIPTION_PERSPECTIVES.
Journal of Emerging Technologies and Innovative Research (JETIR). (2018). NPA Management of District Central Co-operative Banks in India. Retrieved from https://www.jetir.org/papers/JETIR1810066.pdf.
Delhi Institute of Advanced Studies. (2013). Non-Performing Assets of Central Cooperative Banks in Haryana. Retrieved from https://dias.ac.in/wp-content/uploads/2020/06/Non-Performing-Assets-of-Central-Cooperative-Banks-in-Haryana.pdf. Global Journal for Research Analysis. (2015). A Comparative Study of Non-Performing Assets in DCCBs and UCBs. Retrieved from https://www.worldwidejournals.com/global-journal-for-research-analysis-GJRA/recent_issues_pdf/2015/May/May_2015_1432976658__74.pdf.
Research Review Journals. (2021). Non-Performing Assets in Co-operative Banks. Retrieved from https://www.researchgate.net/publication/353173149_Non-_performing_Assets_in_Co-operative_Banks.
Indian Journal of Accounting (IJA). (2018). Management of Non-Performing Assets of District Central Co-operative Bank. Retrieved from https://indianaccounting.org/downloads/011%20Dr.%20Subhas%20Chandra%20Sarkar%20%26%20Dr.%20Dilip%20Kumar%20Karak.pdf.
SAR Publication. (2024). A Study on Non-Performing Asset at Co-Operative Societies in India. Retrieved from https://sarpublication.com/media/articles/SARJBM_61_1-7.pdf DOI: https://doi.org/10.36346/sarjbm.2024.v06i01.001
Downloads
Published
How to Cite
Issue
Section
License
Copyright (c) 2024 P.Rajendran, Dr.K.Prabakarraj Kumar
This work is licensed under a Creative Commons Attribution 4.0 International License.
With the licence CC-BY, authors retain the copyright, allowing anyone to download, reuse, re-print, modify, distribute, and/or copy their contribution. The work must be properly attributed to its author.
It is not necessary to ask for further permission from the author or journal board.
This journal provides immediate open access to its content on the principle that making research freely available to the public supports a greater global exchange of knowledge.
