AN ANALYTICAL REVIEW OF HEALTH INSURANCE PENETRATION AND ITS EFFECT ON HEALTHCARE ACCESSIBILITY IN NASHIK DISTRICT
DOI:
https://doi.org/10.29121/shodhkosh.v5.i7.2024.3991Keywords:
Health Insurance, Healthcare Accessibility, Nashik District, Insurance Penetration, Out-of-Pocket Expenses, Health Outcomes, Public Health PolicyAbstract [English]
The current research focuses on the extent of health insurance in health care sector in Nashik District and its repercussions on health care accessibility. It is a mixed-methods research in which descriptive survey data of 300 residents are collected and complemented with interviews of healthcare professionals and insurance specialists. The data show that is still pertinent that Health Insurance in Nashik District at comparatively low level and only 35% of people have Health Insurance in Nashik District. This has a very limiting effect on people’s ability to get health care because residents who are uninsured end up paying more out of their own pocket and this slows them down in seeking medical care. Also, findings suggest that patients with health insurance have shorter waiting times and better overall satisfaction with, and improved health status compared to those without insurance. The papers warns the public of the need for policies to expand on health insurance since it is a key factor to improving on access to health care. This research supports the broader health system discussions in Nashik District by Asian Public Nations, specifically focusing on the concerns of penetration and accessibility of Health Insurance, and makes a positive call for Health Insurance policies that make health care more accessible to all people.
References
Dholakia, R., Singh, M., & Kumar, A. (2021). Health insurance coverage in India: Trends and challenges. Health Policy and Planning, 36(8), 1030-1038.
Kaur, A., & Singh, R. (2023). Barriers to health insurance enrollment in rural India: A qualitative study. International Journal of Health Services, 53(2), 234-245.
Rao, S., & Patil, S. (2022). Evaluating the impact of Ayushman Bharat on health insurance coverage in India. Indian Journal of Public Health, 66(1), 50-58.
Sharma, P., & Gupta, R. (2022). The role of health insurance in enhancing healthcare access: A review of evidence from India. Journal of Health Services Research & Policy, 27(4), 221-229.
Yadav, R., & Singh, K. (2021). Socioeconomic determinants of health insurance coverage in India: Evidence from a nationwide survey. BMC Health Services Research, 21(1), 345.
Gupta, A., & Agarwal, A. (2021). Health insurance coverage and healthcare access in India: An analysis of the National Sample Survey. Health Policy and Planning, 36(2), 123-131.
Kaur, J., & Singh, S. (2021). Impact of health insurance on access to healthcare services: A systematic review. Journal of Health Management, 23(1), 1-15.
Ministry of Health and Family Welfare, Government of India. (2021). National health policy 2021.
Pandey, A., & Kumar, P. (2022). Factors influencing health insurance adoption among urban residents in India: Evidence from a cross-sectional study. International Journal of Health Policy and Management, 11(5), 707-715.
Prasad, S., & Sharma, R. (2021). Evaluating healthcare accessibility among rural populations in India: A case study of Nashik district. Indian Journal of Public Health, 65(4), 482-488.
Rao, K. D., & Murthy, G. (2021). Health insurance in India: Current status and future directions. Asian Journal of Public Affairs, 14(1), 56-70.
Ranjan, R., & Kumari, S. (2022). Barriers to healthcare access in India: A review of literature. Journal of Health Management, 24(2), 234-245.
Rao, A. S., & Ghosh, R. (2021). The role of health insurance in improving health outcomes: Evidence from a cross-sectional study in India. BMC Health Services Research, 21(1), 500.
Sharma, P., & Kumar, V. (2022). Understanding the impact of health insurance on healthcare utilization: A study of urban slums in Nashik. Journal of Social Inclusion Studies, 8(1), 31-45.
World Health Organization. (2021). Universal health coverage: Key facts.
Downloads
Published
How to Cite
Issue
Section
License
Copyright (c) 2024 Miss. Varsha Ganeshchandra Aher, Dr. Urmila Yogesh Gite
This work is licensed under a Creative Commons Attribution 4.0 International License.
With the licence CC-BY, authors retain the copyright, allowing anyone to download, reuse, re-print, modify, distribute, and/or copy their contribution. The work must be properly attributed to its author.
It is not necessary to ask for further permission from the author or journal board.
This journal provides immediate open access to its content on the principle that making research freely available to the public supports a greater global exchange of knowledge.
